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Bottom line, consider it as a “bridge” type of loan, meaning it is meant to get you funding fast and not really meant to be kept for long term.
Terms are from 3 months to 24 months. During your term, you have the option to work with one of our Fannie / Freddie conventional loan Mortgage Loan Originators to help you with credit cleaning, etc., to move you into a more conventional loan as we move forward.
You will receive an interest rate and cost sheet within 6 hours if not sooner. Call to discuss. We will look at your equity as the majority factor. There are other factors influencing rate, which typically are: Work history, payment ability and a few others.
For hard money, i.e., private money we are between 8.0% to 11.99%.
We have placed hundreds of clients to the new self employed and No FICO driven loans. They take a bit longer to close, e.g. 30-45 days and rates start at 5.5% to 7.5%. Ask us about the details!
First, 100% focused attention on your situation. With that said, here are a few other reasons:
Please note: We are a direct lender, broker, and private money lender.
Alt Financial Network
Equal Housing Opportunity Lender Corp NMLS #285120
Equal Housing Opportunity DRE LIC#1851554.
We can cover the landscape of loans. So if a hard money is not doable, we have other options.