An FHA loan inspection checks if a home meets safety, security, and livability standards. It protects both you and the lender. Think of it as a health check for the property before you buy.
The home must be safe to live in. Inspectors look for hazards like exposed wiring, broken steps, or leaking roofs. Anything unsafe must be fixed before approval.
The house structure should be sound. The foundation, roof, and walls must be in good condition. Major cracks, water damage, or unstable construction can delay loan approval.
The home must have proper access, drainage, and no major pest issues. Peeling lead paint, broken windows, or unsafe decks often require repair before closing.
Meeting FHA inspection rules saves you from hidden repair costs later. It ensures the home is truly move-in ready. At Alt Financial, we guide you through every step so your loan approval is smooth and stress-free.