Find Out What Others Have Found Out About Working With Alt Financial. Your Best Choice!
Most Popular Loan Programs
We Made It Easy For You to Search Right Into Our Informative Site! Choose Which Loan Type You Are Desiring, and Learn How We Make It a Simple Process For You!
Consistent payments over 30 years, stable interest rates, ideal for long-term planning.
30 Year Fixed- GET CASH OUT!
Need Cash Out? No problem. Call to be pre-qualified. - LOWER MONTHLY PAYMENT
With today’s rates, your monthly may go down. - CONSOLIDATE DEBT
Debt Consolidation can be the way to peace of
mind.
Government-backed mortgage with lower down payment, ideal for first-time homebuyers.
30
Year FHA- CREDIT ISSUES?
Less-than-perfect credit is OK - LOWER DOWN PAYMENT!
FHA requires a down payment of just 3.5% - CLOSING COST MAY BE COVERED
FHA allows some of the closing cost to be paid at borrower’s closing.
VA-backed mortgage with no down payment and competitive rates for veterans.
30
Year VA- 0% DOWN PAYMENT
First Time Home Buyer? Read on! - LIKE A CONVENTIONAL LOAN
Learn the advantage with the VA Loan and AltFinancial - WALK YOU THRU THE PROCESS
We here at AltFinancial appreciate you! Free Appraisal at Loan Closing!
Higher monthly payments but lower total interest over 15 years, faster equity build.
15
Year Fixed- GET LOW RATES
15 Year Rates are at an all time
low - PAY OFF YOUR HOME FASTER
By paying in 15 Years, your payment goes more toward the principal. Become Home Payment Free. - PAY DEBT, CONSOLIDATE
Everything you can do on a 30 year loan, but with a lower rate and faster payoff.
Adjustable-rate mortgage with fixed rates for 5 years, then variable for remaining term.
5/1
ARM- GET THE LOWEST RATES!
Rates at the 5/1 ARM are truly at the lowest they’ve ever been. - GREAT IF MOVING WITHIN 5 YEARS.
Pay at a 30 year term, lower rate. No
Prepayment. - QUALITY FOR A HOME
Due to lower rates than the 30 Year fixed, you can quality for that home that might be out of your reach today.
Financing for business properties, with terms and rates tailored to commercial real estate.
Commercial
Loan- BOOST YOUR CASH FLOW!
Fund your business even if your cash flow goes down. Learn More! - LONG-TERM REPAYMENT.
Take your time and repay at your convenience within 3 to 10 years. - NO COLLATERAL NEEDED
Don’t have collateral? No problem at all! We will make sure you qualify once you apply for a short-term commercial loan!
Why Alt Financial is Your Smarter Choice
With our Licensed Loan Officers, our hard work ethics to ensuring your rate and cost are exactly what is expected, you will feel comfortable that Alt Financial has your best Interest in mind.
Professional Loan Officers
We make sure you have the personal attention you deserve
Our objective is to have you work with the same licensed and seasoned loan officer throughout the full process. We believe in building relationships.
Excellent Processing
We ask you the questions that make sure your loan process goes as smoothly as possible.
With our twice weekly loan updates plus open door policy to your loan officer, that makes for a simple loan process.
Faster Closings
Our backend process is monitored to ensure you get your loan closed FAST!
To ensure an easy closing, our Professional Loan Officers will keep you updated at each and every aspect of the loan process. Bottom line, your Loan Process is “very” important to us!
Refinance Your home
If you have great credit, or challenged credit is the same to our staff. We help you through the process to ensure the rate you need is captured.
There are different types of loans such as, 30 Year fixed Rate, 15 Year Fixed Rate, 5/1 ARMS, and more. The objective is your plan and your Financial objective. Let our staff assist you make that right decision!
Purchase Your Home
Let us help you through the “Process”. Buying a home is actually a process, from picking the correct Realtor, the correct loan institution and much much more!
Let us help you through the “Loan Process“. Buying a home is actually a process, from picking the correct Realtor, the correct loan institution and much much more!
Reverse Mortgages
If you are desiring a reverse mortgage, learn more about the advantages and disadvantages of the process.
Reverse Mortgages are a great way to put yourself in a great financial position. It’s not for everyone however. But for the person who is in a certain lifestyle, etc. can really take advantage of this loan type.
From Reverse Mortgage to Conventional Loans.
At ALT Financial, we specialize in providing a comprehensive range of mortgage solutions, from reverse mortgages to conventional loans, all designed to suit the unique needs of our clients. As a trusted mortgage broker in Southern California, we are committed to delivering fast, efficient service with some of the most competitive rates in the market. Whether you’re looking to purchase your first home, refinance, or explore reverse mortgage options, our decades of experience and dedication to customer satisfaction ensure a seamless and personalized experience from start to finish. Our team is here to guide you every step of the way, with flexible solutions that fit your financial goals.
