HARP Mortgage Program

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HARP Mortgage Program

Understanding HARP Mortgage HARP (Home Affordable Refinance Program) was designed to help homeowners refinance their mortgage even if they owe more than their home's value. It helped people secure better loan terms and lower monthly payments.

Key Benefits of HARP

HARP allowed borrowers to refinance without new mortgage insurance, lower their interest rates, and reduce monthly payments, offering a more stable loan structure.

When Did HARP End?

The HARP program ended on December 31, 2018. However, alternative refinancing options, such as Fannie Mae’s High LTV Refinance, have since replaced it for homeowners in need.

Refinance with ALT Financial

Though HARP is no longer available, ALT Financial, a trusted Refinance Broker, offers personalized refinancing solutions to help you lower your rates and monthly payments.