What is the FHA Mortgage limit for 2025?

What Are FHA Loan Limits?

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2025 FHA Loan Floor and Ceiling

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Multi-Unit Property Limits

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How FHA Sets the Limits

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What Are FHA Loan Limits?

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What Are FHA Loan Limits?

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What is the FHA Mortgage limit for 2025?

What is the FHA Mortgage limit for 2025?

What Are FHA Loan Limits?

What Are FHA Loan Limits?

FHA loan limits are the maximum you can borrow with an FHA mortgage. They change yearly, and 2025 limits increased to help more buyers qualify.

FHA loan limits are the maximum you can borrow with an FHA mortgage. They change yearly, and 2025 limits increased to help more buyers qualify.

2025 FHA Loan Floor and Ceiling

2025 FHA Loan Floor and Ceiling

Floor (low-cost areas): $524,225

Floor (low-cost areas): $524,225

Ceiling (high-cost areas): $1,209,750

Ceiling (high-cost areas): $1,209,750

Applies to single-family homes nationwide

Applies to single-family homes nationwide

Multi-Unit Property Limits

Multi-Unit Property Limits

FHA limits are higher for homes with multiple units. In 2025:

FHA limits are higher for homes with multiple units. In 2025:

2 units: Up to $1.54 million

2 units: Up to $1.54 million

3 units: Up to $1.87 million

3 units: Up to $1.87 million

4 units: Up to $2.32 million

4 units: Up to $2.32 million

How FHA Sets the Limits

How FHA Sets the Limits

HUD calculates limits using FHFA’s housing price data. They review local and national trends each year. This ensures FHA loans stay fair and affordable for most markets.

HUD calculates limits using FHFA’s housing price data. They review local and national trends each year. This ensures FHA loans stay fair and affordable for most markets.

What Are FHA Loan Limits?

What Are FHA Loan Limits?

Check your county’s FHA limit first

Check your county’s FHA limit first

Too high? Try a conventional or jumbo loan

Too high? Try a conventional or jumbo loan

Staying within limits helps approval

Staying within limits helps approval

Use HUD’s tool to confirm values

Use HUD’s tool to confirm values

What Are FHA Loan Limits?

What Are FHA Loan Limits?

At Alt Financial, we help buyers make the most of the new 2025 FHA limits. Our team guides you to the best mortgage options for your budget.

At Alt Financial, we help buyers make the most of the new 2025 FHA limits. Our team guides you to the best mortgage options for your budget.