A Licensed Mortgage Professional Will Call You Very Shortly!

FIND OUT WHAT OTHERS HAVE FOUND OUT ABOUT WORKING WITH ALT FINANCIAL. YOUR BEST CHOICE!

CALL NOW 1-800-981-5626

Most Popular Loan Programs

We Made It Easy For You to Search Right Into Our Informative Site! Choose Which Loan Type You Are Desiring, and Learn How We Make It a Simple Process For You!

  • 30
    Year Fixed
  • GET CASH OUT!
    Need Cash Out? No problem. Call to be pre-qualified.
  • LOWER MONTHLY PAYMENT
    With today’s rates, your monthly may go down. Learn More today!
  • CONSOLIDATE DEBT
    Debt Consolidation can be the way to peace of
    mind.
  • 30
    Year FHA
  • CREDIT ISSUES?
    Less-than-perfect credit is OK

  • LOWER DOWN PAYMENT!
    FHA requires a down payment of just 3.5%

  • CLOSING COST MAY BE COVERED
    FHA allows some of the closing cost to be paid at borrower’s closing.
  • 30
    Year VA
  • 0% DOWN PAYMENT
    First Time Home Buyer? Read on!

  • LIKE A CONVENTIONAL LOAN
    Learn the advantage with the VA Loan and AltFinancial
  • WALK YOU THRU THE PROCESS
    We here at AltFinancial appreciate you! Free Appraisal at Loan Closing!
  • 15
    Year Fixed
  • GET LOW RATES
    15 Year Rates are at an all time
    low
  • PAY OFF YOUR HOME FASTER
    By paying in 15 Years, your payment goes more toward the principal. Become Home Payment Free.
  • PAY DEBT, CONSOLIDATE
    Everything you can do on a 30 year loan, but with a lower rate and faster payoff.

  • 5/1
    ARM
  • GET THE LOWEST RATES!
    Rates at the 5/1 ARM are truly at the lowest they’ve ever been.
  • GREAT IF MOVING WITHIN 5 YEARS.
    Pay at a 30 year term, lower rate. No
    Prepayment.
  • QUALITY FOR A HOME
    Due to lower rates than the 30 Year fixed, you can quality for that home that might be out of your reach today.

Learn About Other Loan Programs That Might Be Of Interest!

From Commercial Loans, Hard Money Loans, We are ready to help you at each turn of the loan process! Simply select one of our many loan types and complete the loan form process. Once completed, we will call you immediately. Want to speak directly with our Mortgage Professionals? Feel free to call anytime!

Why Alt Financial is Your Smarter Choice

With our Licensed Loan Officers, our hard work ethics to ensuring your rate and cost are exactly what is expected, you will feel comfortable that Alt Financial has your best Interest in mind.

Professional Loan Officers

We make sure you have the personal attention you deserve

Our objective is to have you work with the same licensed and seasoned loan officer throughout the full process.  We believe in building relationships.

Excellent Processing

We ask you the questions that make sure your loan process goes as smoothly as possible.

With our twice weekly loan updates plus open door policy to your loan officer, that makes for a simple loan process.

Faster Closings

Our backend process is monitored to ensure you get your loan closed FAST!

To ensure an easy closing, our Professional Loan Officers will keep you updated at each and every aspect of the loan process.  Bottom line, your Loan Process is "very" important to us!

Refinance Your home

If you have great credit, or challenged credit is the same to our staff. We help you through the process to ensure the rate you need is captured.

refinance your home

There are different types of loans such as, 30 Year fixed Rate, 15 Year Fixed Rate, 5/1 ARMS, and more. The objective is your plan and your Financial objective.  Let our staff assist you make that right decision!

Purchase Your Home

Let us help you through the "Process". Buying a home is actually a process, from picking the correct Realtor, the correct loan institution and much much more!

purchase your house

 Let us help you through the "Loan Process". Buying a home is actually a process, from picking the correct Realtor, the correct loan institution and much much more!

Reverse Mortgages

If you are desiring a reverse mortgage, learn more about the advantages and disadvantages of the process.

reverse your mortgage

Reverse Mortgages are a great way to put yourself in a great financial position.  It's not for everyone however.  But for the person who is in a certain lifestyle, etc. can really take advantage of this loan type.

From Reverse Mortgage to Conventional Loans.

We are a full-service mortgage broker in Southern California providing fast, efficient service, and competitive rates for our valued customers. We pride ourselves in excellent customer service that has kept us in business for decades.

financial advisor with couple

What Others Are Saying

Scott was so helpful and attentive throughout the entire process of buying this property. Also, his knowledge of the local area was excellent which really helped us with our decisions.

K. Metzger

I would like to thank you for you very helpful and outstanding service to me and my husband. You are very knowledgeable, kind and had done a great job overall. I would like to recommend ALT finance to anyone who requires a mortgage.

N.D.

Scott has displayed professionalism, knowledge, experience, quick response, and a no nonsense approach to the complexities that are todays RE market. Working hand in hand with all principals in a challenging transaction Scott was the rudder that kept the ship straight ahead.

S. Campbell

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