Ready to Get a Mortgage Loan?
Here at Alt Financial, We Strive On Making the Loan Process an Easy Process!
Here at Alt Financial, We Strive On Making the Loan Process an Easy Process!
Below are the typical needed documents to get yourself through the close of escrow. Sometime on credit circumstances, banking institutions will need an LOE (letter of explanation). So, the list below will help you start the loan process. Please contact one of our professional mortgage professionals that are just a call away. We thank you for your time!
The following information is usually required during the loan process
Pay stubs for the last 30 days (consecutive and current) – borrower and co-borrower
Copies of your W-2’s and/or 1099 statements for this year and previous year.
Copies of past year and current year tax returns.
Bank Statements (all checking and saving accounts) for the last 2 months – all pages
Financial assets: Copies of 401K, IRA, mutual fund and/or brokerage statements – all pages
Copy of your driver’s license and social security card – borrower and co-borrower
If purchase:
Copy of executed purchase agreement-if available
Realtor’s name and contact info – if available
Signed copy of the Borrower’s authorization form and Application-available upon request.
If you currently own Real Estate:
Mortgage account information
Home insurance policy
Home equity account information (if applicable)