Mobile Home Financing California

Getting a Mobile Home Loan in California is easier than you think!

Whether you’re buying a new mobile home or refinancing, we’ll help you find the ideal loan.

A Licensed Mortgage Professional Will Call You Very Shortly!

In-Park Mobile Home Loans

Mobile homes give you the stability and comfort of a traditional home at a lower price. There is a catch, though. Financing a mobile home can be more challenging than taking out a regular mortgage.

That’s why we have brought you our specialized financing options for in-park mobile home loans. These loans offer flexible terms and competitive rates, making homeownership more accessible and affordable. Whether you’re buying or refinancing, our tailored solutions ensure a seamless financing process.

In-Park Mobile Home Loans

Mobile homes give you the stability and comfort of a traditional home at a lower price. There is a catch, though. Financing a mobile home can be more challenging than taking out a regular mortgage.

That’s why we have brought you our specialized financing options for in-park mobile home loans. These loans offer flexible terms and competitive rates, making homeownership more accessible and affordable. Whether you’re buying or refinancing, our tailored solutions ensure a seamless financing process.

What are You Looking For?

Purchase a New Loan or Refinance an Existing One.

Mobile Home Loan Program/Eligibility

The steps to secure a mobile home financing differ quite a bit depending on the property. Nonetheless, here is a list of the eligibility criteria for securing a mobile home loan.

  • Any Age Home Eligible
  • Loan Starting at 5% Down Payment
  • Fixed and Step Rate Programs
  • Loan Terms – 5, 10, 15, 20, 23, and 25 years
  • Primary Residence and Vacation (Secondary) Manufactured and/or Mobile Homes

Mobile Home Loan Program/Eligibility

The steps to secure a mobile home financing differ quite a bit depending on the property. Nonetheless, here is a list of the eligibility criteria for securing a mobile home loan.

  • Any Age Home Eligible
  • Loan Starting at 5% Down Payment
  • Fixed and Step Rate Programs
  • Loan Terms – 5, 10, 15, 20, 23, and 25 years
  • Primary Residence and Vacation (Secondary) Manufactured and/or Mobile Homes

Our Mobile Home Financing Solution

Buy a Used Mobile Home

Secure financing to purchase or refinance a mobile home park with our customized loan solutions.

Mobile Home Refinancing

We offer the best mobile home refinance, whether you own a mobile, manufactured, or modular home.

Buy a New Manufactured Home

Financing a manufactured home can be challenging, but we simplify it with our inclusive loan options.

Ready to start your quick and easy online loan application?

Mobile Home Financing Options

FHA Loan

FHA Title I and 203(b) loans are available. Title I loans come with terms of 25 and 30 years, allowing down payments as low as 3.5%

VA Loans

VA loans can be used to purchase mobile homes; home and a lot; refinance a loan for a home and purchase a lot for it; and refinance a VA loan for a mobile home and a lot.

Conventional Loan

Conventional loans are available as Fannie Mae and Freddie Mac with terms of up to 30 years for both options.

Benefits of Mobile Home Financing

  • Flexible Terms: Choose from various loan terms to suit your financial situation.
  • Competitive Rates: Enjoy some of the best rates in the industry, making homeownership more affordable.
  • Quick Approval: Benefit from a fast and straightforward application process for quick approval.

What Are the Steps to Securing Financing?

  1. Check Your Credit: Ensure your credit report is accurate.
  2. Verify Income: Confirm you have sufficient income to cover monthly payments.
  3. Understand Loan Details: Review loan limits, fees, and requirements.
  4. Select a Lender: Choose a lender specializing in manufactured home loans.
  5. Start House Hunting: Work with a real estate agent to find the perfect home and land if needed.

Your Dream home is just a Call away

Call us on 000-123-4567

Your Dream home is just a Call away

Call us on 000-123-4567

Testimonials

Scott was so helpful and attentive throughout the entire process of buying this property.Also, his knowledge of the local area was excellent which really helped us with our decisions.

K. Metzger

I would like to thank you for you very helpful and outstanding service to me and my husband. You are very knowledgeable, kind and had done a great job overall. I would like to recommend ALT finance to anyone who requires a mortgage.

N.D.
Scott has displayed professionalism, knowledge, experience, quick response, and a no nonsense approach to the complexities that are todays RE market. Working hand in hand with all principals in a challenging transaction Scott was the rudder that kept the ship straight ahead.
S. Campbell

Testimonials

Scott was so helpful and attentive throughout the entire process of buying this property.Also, his knowledge of the local area was excellent which really helped us with our decisions.

K. Metzger

I would like to thank you for you very helpful and outstanding service to me and my husband. You are very knowledgeable, kind and had done a great job overall. I would like to recommend ALT finance to anyone who requires a mortgage.

N.D.

Scott has displayed professionalism, knowledge, experience, quick response, and a no nonsense approach to the complexities that are todays RE market. Working hand in hand with all principals in a challenging transaction Scott was the rudder that kept the ship straight ahead.

S. Campbell

Why Choose Us?

  • Extensive Experience:

    With over 16 years in mobile home financing, we offer unparalleled expertise.

  • Competitive Rates:

    Access to some of the best rates in the industry ensures affordable financing options.

  • Personalized Service:

    Our dedicated team provides tailored support to meet your specific needs.

  • Quick and Efficient Process:

    Streamlined application and fast approval times help you secure financing swiftly.

FAQs

Eligibility typically depends on factors such as credit score, income, and the type of mobile home. We work with different lenders to find the best loan options for your specific situation.

Yes, we offer specialized loans for mobile homes in parks, known as in-park mobile home loans. These loans are designed to provide affordable and accessible financing options for mobile homes within established communities.

Mobile home financing provides a cost-effective way to secure home ownership with flexible terms and competitive rates. It’s an ideal option for those looking to own a home without the high costs associated with traditional site-built homes.

We offer tailored loans for purchasing or refinancing mobile home parks, suitable for park owners and investors. These loans come with competitive rates and flexible terms to support your financial goals.

Get a Free Quote

For Inquiries please fill out the form below

© Copyright 2021 | ALT Financial | All Rights Reserved.
Real Estate Broker- CA Dept of Real Estate - Lic #01852554; NMLS # 285120
Translate »