1031 Exchange in Florida
Sell your investment property and reinvest tax-deferred. Keep more of your profits working for you with a smart, IRS-approved exchange tailored to Florida’s real estate market.
What Is a 1031 Exchange?
A 1031 exchange lets you sell one investment property and use the full money to buy another one. You don’t have to pay capital gains taxes right now. That money stays in your next deal..
This helps Florida investors a lot. You can move from one rental to another or into a better property without paying taxes in the middle.
But there are some rules. You must work with a special helper called a qualified intermediary. You also have to follow strict deadlines. When done right, a 1031 exchange can help your money grow faster.
1031 Exchange in Florida – Keep Your Money Working, Not Taxed
Are you selling your investment property in Florida? A 1031 exchange might help you save on taxes. Instead of giving a big chunk to the IRS, you can use that money to buy a new property.
If you want to upgrade, change your investment, or keep your profits growing—this could be a smart move.
Let’s break it down in simple terms.
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Why Florida Investors Like 1031 Exchanges
Florida is a great place for real estate. There’s no state income tax. More people are moving in. Rentals are in demand in cities like Tampa, Orlando, and Miami.
Many investors use 1031 exchanges to switch things up. Maybe you want less work. Maybe you want more income. Here are some examples:
- Sell a beach condo and buy a 4-unit home in the suburbs.
- Trade empty land for a rental in a fast-growing city.
- Move your money from a high-maintenance home to an easier commercial space.
The goal? Find a property that matches your needs—and avoid losing money to taxes. Just remember: you can’t use this for your main home. Only investment properties work.
How a 1031 Exchange Works in Florida
Here’s how it goes:
- Sell your current investment property.
- Hire a qualified intermediary (this is required).
- Pick your next property within 45 days.
- Buy that new property within 180 days of the first sale.
The steps sound easy, but the deadlines are strict. The paperwork must be done right. That’s why working with 1031 experts is important.
What Properties Can You Exchange?
In Florida, people use 1031 exchanges for many types of investment properties:
- Homes or condos you rent out
- Vacation rentals (like Airbnb units)
- Office or retail buildings
- Empty land held for future investment
They don’t have to be the same type. You can sell a rental home and buy a shopping center, as long as both are investment properties.
Why Work With a Florida 1031 Expert?
Real estate in Florida has its own rules and style. A local 1031 expert understands the small details and can help you avoid mistakes.
The right 1031 exchange company will:
- Make sure you use a qualified intermediary
- Handle the paperwork
- Track the deadlines
- Help you choose the right property
It’s not just about saving on taxes—it’s about doing it right. A small mistake can ruin the whole deal and cost you a lot.
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Common Mistakes to Avoid
Some people lose their tax savings because they:
- Wait too long to find a new property
- Try to exchange their main home (which isn’t allowed)
- Don’t use the right intermediary
- Miss the 180-day closing deadline
These rules matter. It’s best to get help early and plan carefully.
Let’s Talk About Your Goals
A 1031 exchange is more than just tax savings—it’s smart investing. Are you looking for:
- More cash every month?
- Less time spent managing your property?
- A property that grows in value over time?
Knowing your goal helps you choose the right property. And the right team can help you reach it.
About ALT Financial – 1031 Exchange Experts
ALT Financial is a mortgage and real estate company from Southern California. Now, we’re helping Florida investors with 1031 exchanges.
Our team guides you through the whole process—from selling to buying. We work with trusted intermediaries, agents, and escrow pros to keep your deal smooth and legal.
Here’s what we offer:
- Easy-to-follow timelines and checklists
- Help finding the right property to reinvest in
- Support for both Florida and out-of-state deals
- Experience with homes, rentals, and commercial buildings
Whether you’re selling a rental in Fort Lauderdale or buying across state lines, ALT Financial helps you do it right.
Ready to Get Started?
Want to learn more about your 1031 exchange options in Florida?
Schedule a free consultation today. Let’s put your investment money to work—without losing it to taxes.