Entries by Patrick Hanna

1031 Exchange 200% Rule – Explained in Simple Terms

When you’re selling an investment property and you don’t want to pay tax on the profit right away, a 1031 exchange can be helpful. But the IRS does have some rules you’ll be subject to, and one of the most important is the 200% rule. This guide will help you understand how it works, when […]

What is the FHA mortgage limit for 2025?

If you plan to buy a home with an FHA loan in 2025, the loan limit is one of the first things you need to check. The limit tells you the maximum amount you can borrow using this program. It changes every year and also depends on where you live. In states like California, Texas, […]

How to Choose an FHA Mortgage Broker: Simple Guide for Your Home

Buying a home is exciting, but it can also feel overwhelming. If you’re wondering how to choose an FHA mortgage broker, picking the right professional to guide you is key. Every first-time buyer or seasoned homeowner should understand this. A good broker can make your home journey smooth and stress-free. An FHA mortgage broker acts […]

FHA Rules for Manufactured Homes

FHA loans can be used to finance manufactured homes — but not just any will qualify. The property has to meet certain standards before the loan gets approved. These rules cover things like the home’s construction date, how it’s placed, its foundation, and its condition. Some of these requirements are basic. Others can trip you […]

FHA Loan Limits California 2025

Thinking about using an FHA loan to buy a house in California? Before you start the process, it’s important to check the FHA loan limits in California for 2025. These limits decide how much money you can borrow through the FHA program. They’re not the same everywhere. The number depends on where the home is […]

FHA Title 1 Manufactured Home Loan

Getting a loan for a manufactured home can feel tricky — especially if you don’t own the land where it’s going to sit. The good news? You don’t have to. With an FHA Title 1 loan, it’s possible to finance a manufactured home even if you’re leasing the lot. This loan is insured by the […]

FHA Loan Requirements in California

Thinking about using an FHA loan to buy a home in California? Good move — they’re popular for a reason. Lower down payments, easier credit rules, and government backing make them a solid option. But there are conditions you’ve got to meet. Let’s go through them. Credit Score Stuff Your credit score decides what kind […]

FHA MIP Refund Chart: What Homeowners Should Know

Most FHA borrowers know they have to pay mortgage insurance. What surprises many is that some of it doesn’t stay gone forever. If you refinance into another FHA loan soon enough, part of your upfront Mortgage Insurance Premium (MIP) comes back as a credit. The size of that credit depends on where you fall on […]