Trusted Halal Mortgage & Islamic Home Financing in Santa Ana, CA
A Licensed Mortgage Professional Will Call You Very Shortly!
Our Friendly Team will guide you through the Home Loan Process
Call us on 1-800-981-5626
Our Services
Buy a New Home
Experience a seamless home purchase with our halal mortgage Santa Ana solutions. At Alt Financial with our Sharia-compliant financing, buy your home ethically while adhering to Islamic principles. Secure your dream home in Santa Ana with our trusted halal mortgage solutions.
Refinance
Optimize your mortgage with Islamic home financing in Santa Ana. Lower your monthly payments and adjust your loan terms while staying true to Sharia principles and ethical practices. Refinance today with our Islamic home financing solutions in Santa Ana.
Achieve Your Dream of Halal Homeownership
Ready to take the first step? Let our Islamic mortgage solutions in Santa Ana guide you to your new home.
FAQs
How does Islamic home financing work?
We use structures like Murabaha or Ijara, where the lender buys the home and sells or leases it back to you without charging interest.
Can I refinance my existing mortgage under Sharia law?
Yes, refinancing options are available through our Halal mortgage solutions, allowing you to restructure your loan in compliance with Islamic principles.
Is a Halal mortgage available for first-time buyers?
Absolutely. Our Halal home loan programs cater to both first-time buyers and seasoned homeowners.
Are there any fees associated with Halal mortgages?
While Halal mortgages avoid interest, certain fees, such as service and administrative fees, may apply.
How do I qualify for a Halal mortgage in Santa Ana?
Eligibility is based on factors like income, credit history, and your ability to make monthly payments, just like with conventional loans.
What types of properties can I buy with a Halal mortgage?
You can purchase residential properties, including single-family homes, townhouses, and condominiums, using our Halal mortgage options, as long as they comply with Sharia principles.
Is a down payment required for a Halal mortgage?
Yes, like conventional mortgages, a down payment is required. The exact amount may vary, but it typically ranges from 5% to 20% depending on the specific terms of your Halal financing plan.